Self employed people...Is buying private dental insurance worth the cost?

The premium plans cost a fortune, the affordable plans only cover cleanings and a small percentage of procedures. Either way, when you add up the total price....cost of plan + out of pocket at time of service, it seems to come out fairly close to what you would pay if you paid cash at the time of service.





Is there a practial reason for a self employed guy to buy dental insurance? If anyone knows of a good dental plan that is actually worth the cost of premiums in West Michigan, please post.

Self employed people...Is buying private dental insurance worth the cost?
Probably depends on how good of shape your teeth are. If you have had a lot of work done already and foresee more in the future, then they might be a good deal. Personally, I have had like 3 cavities in 32 years, so I don't bother with it. If you get a Health Savings Account plan for your health insurance, you can use that money to pay for your dental checkups and at least get the benefit of using pre-tax money.
Reply:yes, in case your child has an injury playing sports, or a cavity.
Reply:Yes there are plenty of good reasons to buy dental coverage.


You will have to judge for yourself. I will include just a few


links below but _you_ will have to decide what is best for you


if any.
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Reply:Hey, you will like this, it is an alternative option for dental insurance, you pay discounted prices on all services, the coverage is immediate, and for your entire household. Go here: www.everyonebenefits.com/40524594 Good luck!