Online dental plans........ do they work?

I want to purchase a dental plan online for my family. We already do have dental insurance through my husbands work but it doesn't cover anything "major". How do these plans work? I've done research but want to know from some of you that have used it. Do you pay the full price of a procedure and then get reimbursed? Thank you for a detailed answers.

Online dental plans........ do they work?
If you have been shopping for dental or medical coverage for you and your family you may have come across a variety of different and sometimes confusing programs. Whether you are searching for medical or dental coverage there are basically two options to choose from including traditional insurance plans and discount health programs.





Medical or dental discount programs are not actually insurance. Discount dental and medical benefits provide their members with discounts on dental and medical treatment through participating network providers. Members pay a fee to participate in exchange for discounts that can range from 10-80% off regular prices. The leading discount dental provider is Ameriplan USA®. The medical and dental providers contract with the program to only charge members based on these discounts. The members benefit from reduced fees and the providers benefit from the exposure to the membership pool. Because this is not an insurance contract program there are no exclusions for pre-existing conditions or limitations on treatment. Ameriplan® offers a low monthly membership fee for discount dental services, no forms to fill out, and a wide network of quality dentists for you to choose from.


AmeriPlan has a Dental Plan for only 19.95 a month and includes up to 20 people in one household - related or not. All you do is pay the discounted price that AmeriPlan has set and you can save up to 80% off. You


You can look at our plans we offer at: www.mybenefitsplus.com/dare2dream


Hope this helps!


dentalplus4u@gmail.com
Reply:I have Careington and it is pretty reasonable. The dentists in the network charge you discounted prices. If a procedure normally costs $100, they may give it you for $25. You must pay for the procedures at the dentist's office upfront. It is not insurance, so you are not reimbursed for the procedure. You are receiving discounts on the dental procedures and must pay the entire discounted price. Careington has a full price list on their website so that you can see upfront the costs of the procedures.
Reply:Yes, I have it.


I would encourage you to visit


http://healthsavings.ourperfectcard.com


I signed up on-line about 3 years ago now and they have saved me thousands of dollars over the years with a very affordable plan. From Root canals, extractions, exams, xrays...etc. All services are included. They had my benefits active in 2 hours and was able to use it the same day. Hope this helps ease the blow of cost. Good Luck.